FREE internet banking always under your control!
Internet banking anywere and any time
You can manage your money securely 24hrs/day from anywhere and at any time, you just need an internet connection.
Minimum cost in your favor
Interbank transactions made through internet banking have a cost 50% lower than the ones made at the bank’s counter.
Financial control over your funds.
You can check in real time the status of your accounts and perform fast banking operations: transfers, currency exchange, etc.
Personal and personalized
Did you ever consider that you can personalize your internet banking platform to your own needs? In Idea::myBank, you pick the name and picture of your products.
Editable financial widgets
Widgets that gives you quick access to information and operations, which you can activate/deactivate, sort or personalize however you wish.
You login and authorize operations through a token type application that is installed on your phone.
With the new generation of internet banking you have a simple and intuitive experience.
- the Idea::myBank service is available exclusively to Idea::Bank customers;
- authentication and authorization of dynamic transactions through Idea::mToken, token application on mobile phone;
- smart benefits and options to control your money:
- you can see in real time the situation of your current account, savings, credit cards, loans, deposits or transactions in your accounts;
- you easily carry out any operation: transfer between own accounts, payments in RON or foreign currency, open a new current account, a savings account, or a term deposit.
- you have new functionalities: search engine with various and detailed filters, reports module and account statement generation, which you export in the desired format (pdf, excel csv) etc.
- financial widgets for: quick actions, available liquidity chart, exchange rate or latest transactions, messaging, Tips & Tricks etc.
- you can manage your cards online, block or unblock them, add or change trading limits;
- you have a catalog of banking products and services: you open current accounts, savings accounts, term deposits, apply for a credit card, for a personal needs loan or credit for real estate investments, etc.
Advantageous, in addition it helps you save time and energy!
- Activation fee: ZERO lei
- Monthly subscription: ZERO lei
- Operations fees 50% lower than over-the-counter operations.
Useful information and details, in one place, at your fingertips.
- Idea::myBank is a desktop platform, mobile friendly, so you can use it from your favorite device;
- the platform is available in Romanian and English;
- to use Idea::myBank you need to install and activate the Idea::mToken application on your mobile phone:
- processing and settlement of transactions through the internet banking platform Idea::myBank differs depending on the type of operations - see details here.
For help (internet banking unlocks, questions, etc.) call Idea::call center * 4455 or +40.021.318.95.00. The service is available 24/7.
It is very easy to download and install Idea::mToken app.
Idea::mToken is the app through which your smartphone becomes the connection token in to Idea::myBank platform and later the application which you will authorize internet banking operations through.
The app is compatible with Android (4.4 or newer) and iOS (8.0 or newer) - download from below directly to your mobile phone:
- after instalatalling allow the app to send "push" notifications. Verify if the application has this permission:
- Android: Settings/ Apps/ Idea::mToken / Notifications
- iOS: Settings/ Notifications/ Idea::mToken
- Idea::mToken app must be activated the first time it is used.
After installing Idea::mToken, the activation is done with the help of two codes consisting of 8 digits. To receive the codes follow the instructions below::
- Activate the internet banking service Idea::myBank
- At the first login in the Idea::myBank platform, after entering the initial username and password, in the next window click on "SEND ACTIVATION CODES" - if you need help we have prepared a video tutorial
- Later if you need the activation codes, you can request them by calling Idea::call center *4455.
Transaction processing schedule
See details below!
The schedule for processing and settlement of transactions performed with Idea::myBank internet banking service is:
Transfers in lei or foreign currencies between same holder accounts or to Idea::Bank accounts will be settled immediately after being approved in the Idea::myBank internet banking platform. Exception: operations ordered while the banking day closing operations are processed.
Payments in lei to an account opened with a different bank:
- lei payments that do not exceed 50,000 lei will be settled on the same day if the operation is performed before 13:40. After this time or in non-business days, payments will be settled on the following banking day. This rule also applies to payments to the state budget/treasury.
- lei payments in excess of 50,000 lei will be settled on the same banking day if the operation is performed on a banking day before 14:30. Payment orders made after 14:30 or in non-banking days will be settled on the following banking day.
- on the 23rd day of each month or, if this is a non-banking day, on the previous business day, the deadline for processing high value payment orders in lei (50,000 lei or more) or for urgent payment orders is 14:00.
Foreign currency payments to an account opened with another bank on a business day:
- Non SEPA payments will be processed on the same day and settled within 2 business days, if the transaction is completed by 16:00. Non SEPA payments made after this time or on non-working days will be processed on the next working day and settled within 2 working banking days from the introduction.
- Urgent payments will be processed and settled on the same business day, if the operation is performed by 14:30. Urgent payments made between 14:30 and 16:00 will be processed on the same working day and settled on the next working day. Payments made after this time or on non-working days will be processed and settled on the next working day.
- SEPA payments will be processed and settled on the same business day, if the transaction is completed by 14:00. SEPA payments made between 14:00 and 16:00 will be processed on the same day and settled on the next working bank day. Payments made after this time or on non-working days will be processed and settled on the next working day.
Deposits shall be established on the day the operation has been initiated. Exception: operations ordered while the banking day closing operations are processed.
Foreign currency exchanges. The amounts converted further to foreign currency exchange operations will be available immediately after being approved in the application. Exception: operations ordered while the banking day closing operations are processed.
* All transactions approved by client during the closing hours of the day (approximately between 18:00 and 24:00) will be processed immediately after closing day completion.
You can use the internet banking platform if you have a current account, a debit/credit card at Idea::Bank.
- Existing customer: activate Idea::myBank in just a few minutes, without any branch visit, call Idea::contact center * 4455
- Not an Idea::Bank customer? You have several options to request Idea::myBank:
Apply for Idea::myBank
We will get back to you in no time!