Benefits

Simple, modern, easy to use!

Idea::iBank is the internet banking service which creates a friendly banking environment for you:

  • Simple and easy to use: with only 3 clicks your payment is ready.
  • User-friendly experience with a modern design
  • In addition to usual operations (utilities payments, money transfer in the country and abroad, opening current accounts and deposits, generation of account statements, scheduled payments, foreign exchange, etc.), Idea::iBank offers new functionalities to provide a better user experience (search engine in the transaction history with various filters, credit card payments, etc.)
  • Minimum cost:
    • 0 lei monthly subscription
    • 50% discount on operations - using the internet banking service you can perform interbank transactions at half the cost of the same transactions from a bank’s cash desk
  • Simplified and secure authentication: all you need is your mobile phone, no other device (token) is required

Features

Easy to authenticate and access!

Idea::iBank is an internet banking product providing access to your Idea::Bank products and to various intra-bank and inter-bank operations.

Authentication in the internet banking service is extremely simple, based on:

  • Username, that you will find in your contract and
  • Password, that you will receive in a text sent to the phone number you have provided in your contract.

Costs

Lower than at the bank’s cash desk!

Idea::iBank is the internet banking service that saves you time and energy.

In addition:

  • Activation tax: 0 lei
  • Monthly subscription: 0 lei
  • 50% discount on all operation fees, as compared to the fees charged at the bank’s cash desk

Video Tutorials

Play, and you stay up to date!

Discover in our support video tutorials our friendly and intuitive Idea::iBank internet banking service and find out how you can perform quickly and comfortably various banking operations from anywhere (provided you have access to a computer and the Internet). The video tutorials are available here.

If you want to download, save or print out the user guide, please find an electronic user guide here.

Useful information

Idea::iBank is a desktop/laptop application.

Idea::iBank is a desktop application, which best operates when accessed from desktop or laptop computers. Recommended browsers are Microsoft Internet Explorer (minimum version 11.0), Google Chrome, Mozilla Firefox.

Accessing the application from other devices (mobile phones, tablets) could result in malfunctions and errors in operations processing.

For Idea::iBank service (internet banking unlocking, questions, etc.) call *4455 or +40.021.318.95.00. The service is available 24/7.

For more information on using the application, consult the pdf User Guide or the video tutorials.

Transaction processing schedule

See details below!

The schedule for processing and settlement of transactions performed with Idea::iBank internet banking service is:

Transfers in lei or foreign currencies between same holder accounts or to Idea::Bank accounts will be settled immediately after being approved in the Idea::iBank internet banking application. Exception: operations ordered while the banking day closing operations are processed, in which case the application will issue a notification.

Payments in lei to an account opened with a different bank:

  • lei payments that do not exceed 50,000 lei will be settled on the same day if the operation is performed before 13:35. After this time or in non-business days, payments will be settled on the following banking day. This rule also applies to payments to the state budget/treasury.
  • lei payments in excess of 50,000 lei will be settled on the same banking day if the operation is performed on a banking day before 14:30. Payment orders made after 14:30 or in non-banking days will be settled on the following banking day.
  • on the 23rd day of each month or, if this is a non-banking day, on the previous business day, the deadline for processing high value payment orders in lei (50,000 lei or more) or for urgent payment orders is 12:00.

Foreign currency payments to an account opened with a different bank made on a banking day before 16:30 will be settled within 2 banking days from the order date.

Deposits shall be established on the day the operation has been initiated. Exception: operations ordered while the banking day closing operations are processed, in which case Idea::iBank internet banking application will issue a notification.

Foreign currency exchanges. The amounts converted further to foreign currency exchange operations will be available immediately after being approved in the application. Exception: operations ordered while the banking day closing operations are processed, in which case the application will issue a notification.

How to apply

In our units, via text messages or online.

To activate your Idea::iBank internet banking service you need to have a current account opened with Idea::Bank.

You can apply for this service:

  • In any Idea::Bank branch
  • By sending a text messages to 1710 (no overcharge) with the words "iBank"
  • By filling in the online form

Apply for Idea::iBank

We will get back to you in no time!