• simple: in 3 easy steps you open an online deposit, from the comfort of your home, without ever going to the bank
• effective: you need only your identity card and then transfer the money in your deposit from the current account you have opened at Idea::Bank or at any another bank;
• control: login you Idea::WebDepo account to see all the important information about your online deposits;
• ZERO commissions: 0 lei deposit creation, 0 lei administration fee;
• advantageous: benefit from competitive interest, like 3.65% annual interest for 12 months deposits!

• flexibility: open an Idea::WebDepo deposit in LEI or EUR
• amount: deposits start from 1,000 Lei, up to 200,000 Lei (or up to 40,000 EUR);
• period: 1 month, 3, 6, 9, 12, 18 or 24 months
• 2 options available upon maturity:
  • automatic renewal for the same period for which each deposit was previously set up, with interest capitalization (add the accrued interest to the amount you want to save);
  • liquidation of the deposit, respectively transfer all the money at maturity (interbank transfer fee:  Lei deposit: ranging between RON 3 - RON 12.5; Euro deposit: 0.1%, minimum 5 euro - for more details see List of fees and commissions)
• safety: Idea:: saving products are guaranteed by the Bank Deposit Guarantee Fund, within the limit communicated by it (100,000 euros).

Discover below the preferential interest rates for Idea::WebDepo:

Interests are valid starting 02^th March 2020 and apply for the first deposit opened through Idea::WebDepo. At renewal will apply standard rates.

Interest rates refer to the annual nominal interest rate for deposits made exclusively online through Idea::WebDepo. From the calculated interest rate, the interest income tax is retained, according to the law.