Product changes during the commercial offer review process
Idea::WebDepo is no longer available as a product in the Bank's commercial offer since 04.03.2022. Although the making of new deposits is not available anymore, the clients who already made a deposit before 04.03.2022 may access the online platform Idea::WebDepo in order to visualise their deposit status, liquidate or get the statements.
This withdraw of the Idea::WebDepo product does not affect the automatic renewal for the depositis already made with the automatic renewal upon maturity option.
What can you do in 3 minutes on the internet? You check on your full online deposit from Idea::Bank! The one with 0.5% annual interest for 12 months EUR deposits!
- control: login you Idea::WebDepo account to see all the important information about your online deposits;
- ZERO commissions: 0 lei deposit creation, 0 lei administration fee;
- advantageous: benefit from competitive interest, like 0.5% annual interest for 12 months EUR deposits!
The term deposit that proves it was worth it upon maturity.
- amount: deposits start from 1,000 Lei, up to 200,000 Lei (or up to 40,000 EUR);
- period: 1 month, 3, 6, 9, 12, 18 or 24 months
- 2 options available upon maturity:
- automatic renewal for the same period for which each deposit was previously set up, with interest capitalization (add the accrued interest to the amount you want to save);
- liquidation of the deposit, respectively transfer all the money at maturity (interbank transfer fee RON / EUR deposit: between 3.5 RON - 0.03%, min. 15 RON, max. 100 RON, equivalent in the currency of the deposit - for more details see List of fees and commissions)
- safety: Idea:: saving products are guaranteed by the Bank Deposit Guarantee Fund, within the limit communicated by it (100,000 euros).
Idea::WebDepo interest rates
Add value to your savings!
OFFER Idea::depo EURO
0.5% for 12 months deposits in EURO
- ZERO withdrawal fee on maturity date.
- applies only to new deposits made at the counter, in internet banking or through Idea::WebDepo.
- on renewal will be applied the standard interest rates below.
Discover below the preferential interest rates for Idea::WebDepo:
Interests are valid starting 27.09.2021 and apply for the first deposit opened through Idea::WebDepo. At renewal will apply standard rates.
Interest rates refer to the annual nominal interest rate for deposits made exclusively online through Idea::WebDepo. From the calculated interest rate, the interest income tax is retained, according to the law.
Find out how simple you can open an online deposit!