ZERO commissions if you make at least 3 payments in the previous calendar month.
- ZERO monthly ron account administration fee;
- ZERO monthly ron debit card administration fee;
- ZERO cash withdrawal fee from any ATM, anywhere in the world;
- ZERO commission for interbank transfers through internet banking service Idea::myBank;
- ZERO commission for Idea::alerts SMS / e-mail.
The payments you make each month help you benefit from the Idea :: activ offer.. See below how easy you can enjoy ZERO commissions!
Idea::activ offer is activated automatically if you meet a Simple condition!
- you must make at least 3 payments in the previous calendar month and the offer is activated automatically;
- payments that qualify you for the Idea::activ offer:
- any payment made with your debit / credit card from Idea::Bank, online or in stores;
- any interbank transfer made through the internet banking platform Idea::myBank.
Details about Idea::activ offer
Idea::activ offer applies with the following observations:
- it is applicable to a single standard RON current account opened at Idea::Bank - for other RON accounts that you have opened at Idea::Bank, the monthly account administration fee is charged;
- it is available for the main debit card, and does not apply to additional cards (except ZERO commission for withdrawing cash from any ATM in the world);
- only normal internet banking payments, regardless of the amount, made in RON / EUR / other EU currencies to EU / EEA member states, it does not apply for emergency payments in internet banking.
- are included payments for utilities by payment order (to other banks). Utilities payments predefined in internet banking are not included.
- in some countries, the ATM operator may charge a cash withdrawal fee, in which case your agreement to pay the fee is requested on the screen before making the withdrawal.
- both debit cards Idea::foto in RON and Idea::platinum in RON - see the benefits for each in the table below:
|Idea::activ offer||Idea::foto RON||Idea::platinum RON|
|ZERO monthly ron account administration fee||✅||✅|
|ZERO monthly ron debit card administration fee||✅||✕|
|ZERO ATM cash withdrawal fee anywhere in the world||✅||✅|
|ZERO fee for interbank transfers through internet banking||✅||✅|
|ZERO fee for Idea::alerts SMS / e-mail||✅||✅|