Idea::activ offer applies with the following observations:
- it is applicable to a single standard RON current account opened at Idea::Bank - for other RON accounts that you have opened at Idea::Bank, the monthly account administration fee is charged;
- it is available for the main debit card, and does not apply to additional cards (except ZERO commission for withdrawing cash from any ATM in the world);
- only normal internet banking payments, regardless of the amount, made in RON / EUR / other EU currencies to EU / EEA member states, it does not apply for emergency payments in internet banking.
- are included payments for utilities by payment order (to other banks). Utilities payments predefined in internet banking are not included.
- in some countries, the ATM operator may charge a cash withdrawal fee, in which case your agreement to pay the fee is requested on the screen before making the withdrawal.
- both debit cards Idea::foto in RON and Idea::platinum in RON - see the benefits for each in the table below:
Idea::activ offer |
Idea::foto RON |
Idea::platinum RON |
ZERO monthly ron account administration fee |
✅ |
✅ |
ZERO monthly ron debit card administration fee |
✅ |
✕ |
ZERO ATM cash withdrawal fee anywhere in the world |
✅ |
✅ |
ZERO fee for interbank transfers through internet banking |
✅ |
✅ |
ZERO fee for Idea::alerts SMS / e-mail |
✅ |
✅ |