Benefits

ZERO commissions if you make at least 3 payments in the previous calendar month.

  • ZERO monthly ron account administration fee;
  • ZERO monthly ron debit card administration fee;
  • ZERO cash withdrawal fee from any ATM, anywhere in the world;
  • ZERO commission for interbank transfers through internet banking service Idea::iBank;
  • ZERO commission for Idea::alerts SMS / e-mail.

The payments you make in April help you benefit from the Idea::activ offer starting with 6th of May 2020. See below how easy you can enjoy ZERO commissions!

Condition

Idea::activ offer is activated automatically if you meet a Simple condition!

  • you must make at least 3 payments in the previous calendar month and the offer is activated automatically;
  • payments that qualify you for the Idea::activ offer:
    • any payment made with your debit / credit card from Idea::Bank, online or in stores;
    • any interbank transfer made through the internet banking platform Idea::iBank.

Useful information

Details about Idea::activ offer

Idea::activ offer applies with the following observations:

  • it is applicable to a single standard RON current account opened at Idea::Bank - for other RON accounts that you have opened at Idea::Bank, the monthly account administration fee is charged;
  • it is available for the main debit card, and does not apply to additional cards (except ZERO commission for withdrawing cash from any ATM in the world);
  • only normal internet banking payments, regardless of the amount, made in RON / EUR / other EU currencies to EU / EEA member states, it does not apply for emergency payments in internet banking.
  • in some countries, the ATM operator may charge a cash withdrawal fee, in which case your agreement to pay the fee is requested on the screen before making the withdrawal.
  • both debit cards Idea::foto in RON and Idea::platinum in RON - see the benefits for each in the table below;
Idea::activ offer Idea::foto RON Idea::platinum RON
ZERO monthly ron account administration fee
ZERO monthly ron debit card administration fee
ZERO cash withdrawal fee from any ATM, anywhere in the world
ZERO commission for interbank transfers through internet banking Idea::iBank
ZERO commission for Idea::alerts SMS / e-mail