Idea::credit card is the shopping card you will want to always have in your wallet.
- Easy to access and obtain: apply online, without too many trips to the bank, all with just 1 document - your ID card (if you have standard salary income)
- Advantageous costs: annual interest 25%
- You can get up to RON 40,000 credit limit
- You are always in control using the Idea::Bank additional services: Idea::Alerts, Idea::iBank
- The full list of Mastercard campaigns is available here
- The full list of Idea::Bank ATM locations is available here
The Idea::credit card is truly different.
- You can apply if you are at least 18 and no more than 70 years of age upon the conclusion of the credit card contract
- It is issued under the Mastercard logo. The shopping card can be used anywhere in the world for payments to merchants, online payments or cash withdrawals
- The grace period is up to 55 calendar days for online shopping or payments to merchants
- Minimum amount to be reimbursed: 3% of the limit used + 100% interest and relevant fees,
- Idea::credit card offers you full control over your operations by:
- The monthly account statement sent by mail or e-mail
- The Idea::iBank internet banking services, available 24/24
- You can inquire your account status:
- By phone to Idea::Contact Center *4455, which can also provide emergency assistance
- By activating Idea::alerts via SMS, a service which sends you a message for any online transaction in excess of RON 100 from your shopping card
- You can apply for up to 3 additional credit cards attached to your account
- Your online shopping are always secure thanks to the 3D secure service
- You can simply repay the amounts used from your shopping card by:
3D Secure enrollment
Online payments are safe with 3D Secure
3D Secure enrollment is very easy to do! You can find the steps below:
- Go to the 3D Secure Activation link - here
- Click Continue - you need your initial password (the first 2 digits of the CNP and the last 6 digits of your card)
- Fill in the fields in the Authentication Preliminary Step and press the "Continue"
- Fill in the data in the step Define the personal parameters for the "MasterCard® SecureCode ™" service and click the "Activate Now"
Idea::credit card comes with many cost benefits.
- Fixed interest: 25% per annum
- Commission using card with merchants: 0 lei
- The full list of standard fees is available in the Useful information subsection
Go through the list of fees carefully.
- To make sure that you understand all details of the Idea::credit card, please go through the details in the list of fees.
How to apply
It is so easy to obtain an Idea::credit card!
Apply for Credit card
We will get back to you in no time!