With the Idea::foto salary card, everything is easier!

  • ZERO lei fee applied by Idea::Bank for cash withdrawal from any ATM in the country or abroad, if you transfer your salary or revenues of at least 1,500 lei/month in an Idea::Bank account or you use your debit card to pay at least 700 lei/152 euro per month to merchants or on the Internet. This offer will be valid until 31.12.2018 and shall apply for maximum 15 cash withdrawals/month
  • You have non-stop access to your money, wherever the MasterCard logo is displayed (in the country or abroad)
  • You can customize your card with the desired image
  • ZERO lei fee for initial issuance of main/additional card
  • You can quickly pay for your shopping using the contactless technology
  • You are secure thanks to the 3D secure and CIP technology attached to the card
  • You are always in control using the Idea::Bank services
  • The full list of MasterCard campaigns is available here
  • The full list of Idea::Bank ATM locations is available here


Idea::foto salary card is your card and it should look exactly as you want it to, doesn't it?

Idea::foto really puts a smile on your face:

  • It is issued in RON or EUR, under the MasterCard logo
  • Keeps up with you when you’re in a hurry, as it allows contactless payments, with no need to insert the card into the payment terminal (POS)
  • You can use it for payments to merchants, including online merchants; cash withdrawals; bill payments; balance inquiry
  • You can apply for card issuance if you are at least 14 years of age
  • You can apply for up to 5 additional cards attached to your account
  • It allows you to be in full control over your operations by:
    • Monthly account statement
    • Idea::iBank internet banking service available 24/24
  • You can quickly inquire your account status:
    • Call to Idea::Contact Center *4455, which can also provide emergency assistance
    • Activate Idea::alerts via e-mail and/or SMS, a service which sends you a message for any transaction in excess of 100 lei (or EUR equivalent) from your card
    • Use Idea::iBank internet banking service
  • Your online shopping are always secure thanks to the 3D secure service

3D Secure enrollment

Online payments are safe with 3D Secure

3D Secure enrollment is very easy to do! You can find the steps below:

  • Go to the 3D Secure Activation link - here
  • Click Continue - you need your initial password (the first 2 digits of the CNP and the last 6 digits of your card)
  • Fill in the fields in the Authentication Preliminary Step and press the "Continue"
  • Fill in the data in the step Define the personal parameters for the "MasterCard® SecureCode ™" service and click the "Activate Now"


Your Idea::foto salary card brings only good news

  • ATM cash withdrawal fee from any ATM in the world: 0 lei/euro. Details in the campaign rules that you can find in the Useful information subsection
  • Initial card issuance fee: 0 lei/euro
  • Monthly management fee for the main card: 2 lei/0.5 euro
  • The full list of standard fees is available in the Useful information subsection

The offer "ZERO CASH WITHDRAWAL FEE ANYWHERE IN THE WORLD" is subject to terms and conditions and is valid until 31.12.2018. The rules and full list of fees are available in the Useful information subsection.


Good luck with your shopping!

With your card Mastercard from Idea::Bank it's normal to want the whole store for you. So Auchan can be yours for one night.


Between November 16th to December 31st, 2018, pay your purchases at Auchan with your Idea::foto card Mastercard and any transaction brings you closer to the prizes. Register the value of the transaction online at or sent it by SMS to 3738 and you can win one of the following prizes:

  • 2 x Special Private Shopping Night worth 5,000 euros each
  • daily 1 x card loaded with 500 lei

Rules and details of the campaign can be consulted at


The complete list of Mastercard campaigns is available here.

Useful information

Details of the “ZERO lei fees for cash withdrawal anywhere in the world” offer

To make sure that you understand all details of the Idea::foto card product, please read the rules of the "ZERO lei fees for cash withdrawal anywhere in the world" and the fees list.

How to apply

There are several ways to apply for an Idea::foto card

  • Apply directly from this page, filling in the online card application form
  • Send us a text to 1710 (no overcharge) with the words “foto card" and we’ll call you back
  • Visit one of our branches and take your ID card with you.

Apply for Salary foto card

We will get back to you in no time!