Choose Idea::platinum and get a premium debit card with first class benefits anywhere in the world.

  • Get pampered with exclusive offers and discounts through the Mastercard Premium & Business program
  • Free access to the Mastercard Business Lounge in Henri Coanda and Vienna airports
  • Free access to more than 1,100 lounges around the world through the LoungeKey service: enjoy free benefits such as relaxing atmosphere, smoking area, wi-fi access, a wide range of drinks and snacks
  • Get free shopping protection and travel insurance against the following risks (complete insurance conditions and steps to follow in case of damage are available here):
    • Late departure/involuntary denied boarding/lost connection flight
    • Delayed luggage
    • Hospitalization allowance
    • Travel accident
  • ZERO lei fee for ATM cash withdrawal anywhere in the world, if you make at least 3 payments in the previous calendar month - details Idea::activ offer


Idea::platinum is the debit card that meets the demands of a dynamic lifestyle, where you are always on the move.

  • Issued in lei or euro under Mastercard logo, valid for 3 years with automatic renewal
  • Can be used anywhere in the world, for shopping, paying bills, transferring money, exchanging currency, withdrawing cash
  • It keeps up with you when you are in a hurry, you can pay quickly and easily, without contact, wherever you see the contactless symbol (for payments under 100 lei inclusive, it is not necessary to enter the PIN)
  • Your online shopping are always secure thanks to the 3D secure service
  • You can apply for up to 5 additional cards attached to your account
  • The debit card allows you to be in full control over your operations by:
    • Monthly account statement
    • Idea::myBank free internet banking platform available 24/24
  • Activate Idea::alerts and get an e-mail and/or SMS notification for any transaction with your card that exceeds 100 lei (or euro equivalent)
  • You can inquire about your card at Idea::contact center *4455, where you will also receive emergency assistance
  • Full list of Idea::Bank ATM locations is available here.


Idea::platinum card is truly a good deal

  • ATM cash withdrawal fee: 0 lei with Idea::activ offer
  • Card issuance fee: 0 lei
  • Monthly management fee for the main debit card: 25 lei/6 euro


Complete information on how you can benefit from ZERO commissions when using the Idea::platinum card can be found on the Idea::activ offer page.
The full list of standard fees is available in the Useful information section.

Useful information

Find out all necessary details so you can choose the Idea::platinum card with confidence!

  • Idea::Bank cards have tranzaction limits depending on the type of operation for which you use them (POS payments, online payments or cash withdrawals). Check here the limits of Idea::platinum debit cards.
  • From below you can download the complete list of rates and commissions.

How to apply

Here is how you can apply to get the Idea::platinum card:

  • Fill in the online application form
  • Send a text to 1710 (no overcharge) with the word “platinum" and we will call you back
  • Visit one of our branches and take your ID card with you

The card is not issued online. You must visit the nearest branch to sign the required documents.

Apply for Platinum debit card

We will get back to you in no time!