Choose Idea::platinum debit card and you get first class benefits.

  • A premium debit card providing non-stop access to your money, anywhere (in the country or abroad)
  • ZERO lei fee for cash withdrawal from any ATM in the country or abroad, if you make at least 3 payments in the previous calendar month - details Idea::activ offer
  • It gives you access to more than 1,100 lounges around the world through the LoungeKey service, where you can enjoy free benefits such as relaxing atmosphere, smoking area, wi-fi access, a wide range of drinks and snacks (full list of lounges available here)
  • You have free access to the Mastercard Business Lounge in Henri Coanda and Vienna airports
  • Feel pampered with exclusive offers and discounts through the Mastercard Premium & Business Program
  • Save time using the contactless technology
  • Your online transactions are always secure thanks to the 3D secure service
  • Get free shopping protection and travel insurance against the following risks:
    • Late departure/involuntary denied boarding/lost connection flight
    • Delayed luggage
    • Hospitalization allowance
    • Travel accident
    • The complete insurance conditions and steps to follow in case of damage are available here
  • The full list of Mastercard campaigns is available here.
  • The full list of Idea::Bank ATM locations is available here.


Idea::platinumĀ is the debit card that meets the demands of a dynamic lifestyle, where you are always on the move.

  • It is issued in lei or euro under the Mastercard logo and can be used anywhere in the world
  • A debit card that keeps up with you when you’re in a hurry because you can pay up to 100 lei (or equivalent in a different currency) very quickly, thanks to the contactless technology
  • You can use the debit card in many ways: shopping, payment of bills, money transfers, foreign currency exchange, checking the status of your account in the Internet Banking application, cash withdrawals
  • You can apply for up to 5 additional cards attached to your account
  • Your online shopping are always secure thanks to the 3D secure service
  • The debit card allows you to be in full control over your operations by:
    • Monthly account statement
    • Idea::iBank free internet banking platform available 24/24
  • You can inquire your account status any time:
    • By phone to Idea::contact center *4455, where you will also receive emergency assistance
    • By activating Idea::alerts via e-mail and/or SMS, a notification service which sends you a message for any transaction in excess of 100 lei (or EUR equivalent) from your card


Idea::platinum card is truly a good deal

  • ATM cash withdrawal fee from any ATM in the world: 0 lei with Idea::activ offer
  • Card issuance fee: 0 lei
  • Monthly management fee for the main debit card: 25 lei/6 euro

The full list of standard fees is available in the Useful information section.

Useful information

Find out all necessary details so you can choose the Idea::platinum card with confidence!

  • Idea::Bank cards have tranzaction limits depending on the type of operation for which you use them (POS payments, online payments or cash withdrawals). Check here the limits of Idea::platinum debit cards.
  • Find out how you can benefit from ZERO commissions when using Idea::foto card with Idea::activ offer.
  • From below you can download the complete list of rates and commissions.

How to apply

Here is how you can get the Idea::platinumĀ card:

  • You can apply directly from this section, filling in the online debit card application form
  • You can send a text to 1710 (no overcharge) with the word “platinum" and we will call you back
  • Visit one of our branches and take your ID card with you

The card is not issued online. You must visit the nearest branch to sign the required documents.

Apply for Platinum debit card

We will get back to you in no time!