Idea::overnight deposit

Idea::overnight is a deposit that puts your money to work during the night, earning you additional cash for your business:

• Flexibility
• Superior cash management
• Safety: the deposit is guaranteed by the Deposit Guarantee Fund in the Banking System within the limits communicated by the Fund

Idea::overnight will help you capitalize on the cash in your Idea::Bank at the end of each calendar day.

• Can be established every time you have cash available by using standard deposit contracts or based on a one-time convention valid for one year, further to which Idea::Bank establishes overnight deposits if you have the minimum amount available in your account.
• If you choose to activate the Idea::alerts additional service, you will always stay up to date by SMS and/or e-mail on the current status of your accounts after transfers are made, or in other words you are notified when your money were put to work and when they returned to your account.

Interest:

• the interest is variable, depending on your account balance

Fees:

• There are 3 types of costs to be considered:

Începând din data de 21.03.2016, dobânzile standard pentru depozitele la termen sunt valabile pentru sume de până la 1 milion de EURO sau echivalent per client.

Idea Bank S.A. este instituție de credit participantă la Fondul de Garantare a Depozitelor în Sistemul Bancar din România, în limita plafonului maxim comunicate de acesta (100.000 de euro). Mai multe detalii pot fi consultate aici: www.fgdb.ro

Poți vizualiza mai jos informațiile pentru deponenți conform prevederilor Legii 311/2015 privind schemele de garantare a depozitelor și Fondul de garantare a depozitelor bancare.

To set up an Idea::overnight deposit, you can either:

• Visit any of our branches
• Fill in the online form and click the Apply now button