Flexibility, superior management and safety!
Idea::overnight is a deposit that puts your money to work during the night, earning you additional cash for your business:
- Superior cash management
- Safety: the deposit is guaranteed by the Deposit Guarantee Fund in the Banking System within the limits communicated by the Fund
Capitalize on your account at the end of the day
Idea::overnight will help you capitalize on the cash in your Idea::Bank at the end of each calendar day.
- Can be established every time you have cash available by using standard deposit contracts or based on a one-time convention valid for one year, further to which Idea::Bank establishes overnight deposits if you have the minimum amount available in your account.
- If you choose to activate the Idea::alerts additional service, you will always stay up to date by SMS and/or e-mail on the current status of your accounts after transfers are made, or in other words you are notified when your money were put to work and when they returned to your account.
Costs and Interest
Fees charged upon setting up the deposit, during the deposit validity and upon maturity.
- the interest is variable, depending on your account balance
- There are 3 types of costs to be considered:
|Deposit set-up fees:|
|Fees during the deposit validity:|
|Fees upon deposit maturity:|
Vezi mai jos informații utile pentru deponenți
Idea Bank S.A. este instituție de credit participantă la Fondul de Garantare a Depozitelor în Sistemul Bancar din România, în limita plafonului maxim comunicate de acesta (100.000 de euro). Mai multe detalii pot fi consultate aici: www.fgdb.ro
Poți vizualiza mai jos informațiile pentru deponenți conform prevederilor Legii 311/2015 privind schemele de garantare a depozitelor și Fondul de garantare a depozitelor bancare.
How to apply
Open an Idea::overnight deposit in our branches or online
Apply for Overnight deposit
We will get back to you in no time!