You get a useful card, premium treatment and free travel insurance.

Idea::business gold is a debit card particularly useful when traveling or dealing frequently with European partners:

  • Attached to a EUR or RON account
  • Non-stop access to your money, from anywhere (in the country or abroad)
  • No minimum opening deposit or balance
  • Unlimited number of additional cards issued
  • Discounts in the Mastercard Premium & Business programme
  • Get free travel insurance covering the following risks:
    • Late departure/involuntary denied boarding/lost connection flight
    • Delayed luggage
    • Hospitalization allowance
    • Travel accident
    • The complete insurance conditions and steps to follow in case of damage are available here


Pay in EUR or RON, in Romania or abroad. Idea::business gold card is a true business partner!

  • Transactions are made up to the available balance in the account to which it is attached
  • Currency: EUR or RON
  • Usage: in the country and abroad, in all environments: ATM/POS/Internet
  • Validity: 3 years with automatic renewal
  • Withdrawal limit: cash – maximum 4,000 lei/transaction, up to 10,000 lei (EUR equivalent)/day
  • Use the card with safety thanks to the 3D Secure standard and the attached CIP technology
  • You are always in control with Idea::myBank internet banking
  • Types of operations you can do with your Idea::business card:
    • Cash withdrawal and deposit
    • Balance inquiry
    • Payment of goods/services to accepting merchants
    • Online payments


Rates, interest and fees

  • Card issuance fee: 50 lei / EUR 15
  • Annual card management fee: 50 lei / EUR 12
  • The full list of fees is available below

Useful information

Target audience, how to apply and who is eligible to request the card issuance

  • This card is for legal entities, self-employed people or social enterprises
  • The card issuance will be requested online or in one of our branches by the legal representative of the legal entity. The card will be issued based on a card issuance form to be filled in at the bank.


How to apply

There are two ways to apply:

  • Online by filling in the form below and one of our consultants will contact you as soon as possible.
  • Visit us in one of our units

Apply for Gold business debit card

We will get back to you in no time!