Idea::business gold card transactions in Euro

Idea::business gold is a debit card particularly useful when traveling or dealing frequently with European partners:

• Attached to a EUR or RON account
• Non-stop access to your money, from anywhere (in the country or abroad)
• No minimum opening deposit or balance
• Unlimited number of additional cards issued
• You are secure thanks to the 3D secure and CIP technology attached to the card
• You are always in control using Idea::iBank services
• Discounts in the Mastercard Premium & Business programme
• Premium benefits when renting cars from top partners:
  • AVIS: free membership in AVIS Preferred Club, allowing you to upgrade your car at no cost and offering you up to 35% discount. To see the steps to be taken to become a member of the club, see the Useful information tab on this page.
  • HERTZ: you get an upgraded car at no cost, renal discounts and free membership in the Hertz Gold Plus Rewards programme: www.hertz.com/MC/Gold
• Get free travel insurance covering the following risks:
  • Late departure/involuntary denied boarding/lost connection flight
  • Delayed luggage
  • Hospitalization allowance
  • Travel accident
  • The complete insurance conditions and steps to follow in case of damage are available here
• See full list with Idea::Bank ATM locations here

3D Secure enrollment is very easy to do! You can find the steps below:

• Go to the 3D Secure Activation link - here
• Click Continue - you need your initial password (the first 2 digits of the CNP and the last 6 digits of your card)
• Fill in the fields in the Authentication Preliminary Step and press the "Continue"
• Fill in the data in the step Define the personal parameters for the "MasterCard® SecureCode ™" service and click the "Activate Now"

• Transactions are made up to the available balance in the account to which it is attached
• Currency: EUR or RON
• Usage: in the country and abroad, in all environments: ATM/POS/Internet
• Validity: 3 years with automatic renewal
• Withdrawal limit: cash – maximum 4,000 lei/transaction, up to 10,000 lei (EUR equivalent)/day
• Discounts in the Mastercard Premium & Business programme
• Increased security through the 3D secure technology

Types of operations you can do with your Idea::business card:

• Cash withdrawal and deposit
• Balance inquiry
• Payment of goods/services to accepting merchants
• Online payments

• Card issuance fee: 30 lei / EUR 7
• Annual card management fee: 15 lei / EUR 4
• The full list of fees is available below

• This card is for legal entities, self-employed people or social enterprises
• To apply, you can either:
  • Fill in the online card application form.
  • Visit one of our branches
• The card issuance will be requested online or in one of our branches by the legal representative of the legal entity. The card will be issued based on a card issuance form to be filled in at the bank.