Idea::business credit card

An aid for the temporary needs of the company:

• Flexibility: access to a bank loan at any time
• Up to 55 days with 0% interest during the grace period, for payments to merchants or online.
• 0% fee for card payments, including for online payments, charged by Idea::Bank
• Discounts from merchants in the Mastercard Premium & Business programme

• It is issued under the Mastercard logo. The shopping card can be used anywhere in the world for payments to merchants, online payments or cash withdrawals
• The grace period is up to 55 calendar days for online shopping or payments to merchants
• Minimum amount to be reimbursed: 5% of the limit used + 100% interest and relevant fees,
• It offers you full control over your operations, thanks to the monthly statement of account sent via mail or e-mail,
• You can inquire your account status:
  • By phone to Idea::Contact Center *4455, which can also provide emergency assistance
  • By activating Idea::alerts via SMS, a service which sends you a message for any online transaction
• You can apply for an unlimited number of additional credit cards attached to your account
• Your online shopping are always secure thanks to the 3D secure service
• You can simply repay the amounts used from your shopping card by:
  • Cash deposits in any unit in the bank’s network
  • Bank transfer
  • Payment via Idea::iBank
• See full list with Idea::Bank ATM locations here

• Fixed current interest: 17% per annum
• Monthly card management fee: 5 lei / card
• The full list of fees is available below

• Fill in the online card application form
• Send an SMS to 1710 with the words “SME credit card” and we will call you back
• Visit one of our branches

• Online by filling in the form below and one of our consultants will contact you as soon as possible.
• Send an SMS to 1710 with "IMM credit card" and we will call you
• Visit us in one of our units