Flexibility, fees, discounts, ZERO interest during the grace period!
An aid for the temporary needs of the company:
- Flexibility: access to a bank loan at any time
- Up to 55 days with 0% interest during the grace period, for payments to merchants or online.
- 0% fee for card payments, including for online payments, charged by Idea::Bank
- Discounts from merchants in the Mastercard Premium & Business programme
Idea::business credit is a credit line made to suit your business needs.
- It is issued under the Mastercard logo. The shopping card can be used anywhere in the world for payments to merchants, online payments or cash withdrawals
- The grace period is up to 55 calendar days for online shopping or payments to merchants
- Minimum amount to be reimbursed: 5% of the limit used + 100% interest and relevant fees,
- It offers you full control over your operations, thanks to the monthly statement of account sent via mail or e-mail,
- You can inquire your account status:
- By phone to Idea::Contact Center *4455, which can also provide emergency assistance
- By activating Idea::alerts via SMS, a service which sends you a message for any online transaction
- You can apply for an unlimited number of additional credit cards attached to your account
- Your online shopping are always secure thanks to the 3D secure service
- You can simply repay the amounts used from your shopping card by:
- See full list with Idea::Bank ATM locations here
Rates, interest and fees
- Fixed current interest: 17% per annum
- Monthly card management fee: 5 lei / card
- The full list of fees is available below
You can choose the best way to apply for Idea::business credit.
How to apply
Choose the best option to apply for Idea::business credit card.
Apply for Business credit card
We will get back to you in no time!