Idea::business credit card

An aid for the temporary needs of the company:

• Flexibility: access to a bank loan at any time
• Up to 55 days with 0% interest during the grace period, for payments to merchants or online.
• 0% fee for card payments, including for online payments, charged by Idea::Bank
• Discounts from merchants in the Mastercard Premium & Business programme
• Premium benefits when renting cars from AVIS or Hertz

• It is issued under the Mastercard logo. The shopping card can be used anywhere in the world for payments to merchants, online payments or cash withdrawals
• The grace period is up to 55 calendar days for online shopping or payments to merchants
• Minimum amount to be reimbursed: 5% of the limit used + 100% interest and relevant fees,
• It offers you full control over your operations, thanks to the monthly statement of account sent via mail or e-mail,
• You can inquire your account status:
  • By phone to Idea::Contact Center *4455, which can also provide emergency assistance
  • By activating Idea::alerts via SMS, a service which sends you a message for any online transaction
• You can apply for an unlimited number of additional credit cards attached to your account
• Your online shopping are always secure thanks to the 3D secure service
• You can simply repay the amounts used from your shopping card by:
  • Cash deposits in any unit in the bank’s network
  • Bank transfer
  • Payment via Idea::iBank
• See full list with Idea::Bank ATM locations here

3D Secure enrollment is very easy to do! You can find the steps below:

• Go to the 3D Secure Activation link - here
• Click Continue - you need your initial password (the first 2 digits of the CNP and the last 6 digits of your card)
• Fill in the fields in the Authentication Preliminary Step and press the "Continue"
• Fill in the data in the step Define the personal parameters for the "MasterCard® SecureCode ™" service and click the "Activate Now"

• Fixed current interest: 17% per annum
• Monthly card management fee: 5 lei / card
• The full list of fees is available below

• Fill in the online card application form
• Send an SMS to 1710 with the words “SME credit card” and we will call you back
• Visit one of our branches