Idea::business credit card

An aid for the temporary needs of the company:

• Flexibility: access to a bank loan at any time
• Up to 55 days with 0% interest during the grace period, for payments to merchants or online.
• 0% fee for card payments, including for online payments, charged by Idea::Bank
• Discounts from merchants in the Mastercard Premium & Business programme
• Premium benefits when renting cars from AVIS or Hertz

• It is issued under the Mastercard logo. The shopping card can be used anywhere in the world for payments to merchants, online payments or cash withdrawals
• The grace period is up to 55 calendar days for online shopping or payments to merchants
• Minimum amount to be reimbursed: 5% of the limit used + 100% interest and relevant fees,
• It offers you full control over your operations, thanks to the monthly statement of account sent via mail or e-mail,
• You can inquire your account status:
  • By phone to Idea::Contact Center *4455, which can also provide emergency assistance
  • By activating Idea::alerts via SMS, a service which sends you a message for any online transaction
• You can apply for an unlimited number of additional credit cards attached to your account
• Your online shopping are always secure thanks to the 3D secure service
• You can simply repay the amounts used from your shopping card by:
  • Cash deposits in any unit in the bank’s network
  • Bank transfer
  • Payment via Idea::iBank
• See full list with Idea::Bank ATM locations here

• Fixed current interest: 17% per annum
• Monthly card management fee: 5 lei / card
• The full list of fees is available below

Win with your card Mastercard from Idea::Bank!

Between 15th of March and 30th of April 2018, if you pay your shopping from Carrefour using your Idea::business credit card Mastercard or Maestro, send an SMS with the transaction value to 3715 or sign it up at www.mastercard.ro/participare, you can win one of the campaign's awards:

• a Smart Forfour electric drive;
• one of the 10 vouchers worth 100 Euro each.

The rules and details of the campaign can be consulted on www.mastercard.ro/participare .

Full list of Mastercard campaigns is available here.

• Fill in the online card application form
• Send an SMS to 1710 with the words “SME credit card” and we will call you back
• Visit one of our branches