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Policy

Forecasts and dividend policy

Policy with respect to forecasts: 

Both in the development of business strategy and in the financial planning process, Idea Bank is based on budget assumptions that may include: macroeconomic conditions, forecasts and estimates, the Bank's key strategic objectives for the next period (business assumptions), business projects, sales patterns, financing, etc.

These data are obtained on the basis of the information that the bank holds or analyzes internally, from public sources and, whenever necessary, purchased from reputable consultants specialized in providing such information. Budget hypotheses and their interpretation are not published.

The Bank has developed and applies a wide-ranging bank drafting and monitoring procedure that includes internal workflows and the responsibilities of each bank's organizational structure.

The individual and collective budget is approved by the General Meeting of Shareholders in accordance with the law.

Constantly, Idea Bank adjusts its activity according to the economic and legal realities in which it operates, so as to apply the opportunities on the market, to respond as well as the situations it faces, while preserving the organic character, prudent and sustainable development.

Dividend Policy:

In accordance with the provisions of Law no. 31/1990 on companies and those of the Articles of Incorporation of the Bank, the Ordinary General Meeting of Shareholders is the one which, on the basis of the reports submitted by the Board of Directors and the financial auditor, decides the potential distribution of dividends, in cases where this distribution is permitted by law.

For the next 12 months, a possible distribution of dividends is not foreseeable given the Bank's current commitments, such as the European Investment Fund's EREM Cooperative Banks & Smaller Institutions (CBSI) program and the fact that the bank gradually recovers a loss historical data generated before 2015.

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    Salary foto card Platinum debit card Installments card Installments card gold Idea::Smart shopping online
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  • About Idea::Bank
    Stay Safe - Safety measures

    It is important to find solutions together to get...

    Bank profile

    Idea::Bank is a young bank offering financial and...

    Useful information

    Addresses, terms, general business conditions, int...

    Careers

    Join our team!

    Idea::Bancassurance

    Your plans are now secured using the insurance pro...

    Press Room

    The latest news, events and updates on Idea::Bank.

    BIC/SWIFT

    List of correspondent banks

    Partners

    Idea::Bank and Idea::Leasing are part of Idea Grou...

    Idea::CSR

    Determined to always find practical, simple, diffe...

    Security

    The security of your information is very important...

    Investor Relations

    Welcome to the Investor Relations section. This s...

    Help Idea::myBank

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