Cost example: For Idea::shopping card with a loan limit of 5,367 lei, the interest is 17%/year in the case of the monthly income transfer into an Idea::Bank account. The annual effective interest rate (DAE) is 18.39% over a 1 year period and the total payment is 5.861,21 lei. Values were calculated on the assumption that the loan limit is fully utilized by payments lower than 200 lei, immediately after the grant, and repaid in equal monthly installments. The calculation does not refer to the use of loan limit with interest-free installments.
State Guarantees up to 90%
Funding under the Program IMM INVEST Romania
ZERO commission for granting
3M ROBOR + 1.95% margin per year, for investment loans;.
3M ROBOR + 2.45% margin per year, for credits / credit lines.